Some questions we get asked daily:
I have found my ideal property, what next?
We strongly advise that you use a Spanish Lawyer/Solicitor to assist you through the process of buying a property in Spain. We can recommend one for you or you may wish to find one yourself.
It is quite normal to pay a deposit to secure the property. This is usually around 10% of the agreed purchase price. At the same time you will be asked to sign a contract of purchase. Before making any contract with the Vendor, we will have completed all the necessary searches to confirm the property is legal and free of debt.
If it is a re-sale property, following payment of the deposit, you will need to pay the balance. In Spain this is completed at the Notary where you will also sign the Deed of Sale (Escritura). We will arrange a suitable time and date for you and the vendor to attend this formal meeting.
If it is a new construction, payments are normally made in stages during the build time (after paying the initial deposit). The keys are given to you only when the final payment is made and construction work is finished to your satisfaction.
And what will happen if I am unable to attend the meeting at the Notary?
In this event you must appoint someone to act on your behalf as your Power Of Attorney. This may be your Spanish Solicitor, Spanish Estate Agent or someone else of your choice.
I want my own solicitor to complete the purchase for me from my home country. Is this allowed?
It is possible, however we do not recommend you attempt it. Your own solicitor will normally have trained/qualified in the law of your country, and unless they have specialised in Spanish law they may not have the experience or the authority of the Spanish legal system.
Also in Spain the criteria is different and the whole transaction could become lengthy and complicated. Spanish lawyers are thoroughly experienced and conversant in all aspects of Spanish law and will be able to advise and reassure you every step of the way.
I need a mortgage to buy the property. Can you help?
A Spanish mortgage can be obtained quite easily, subject to credit references and bank conditions. Please contact us for further details using our General Enquiry Form.
I will be using the property for a holiday home, how can I ensure all my bills are paid while I am not there?
The first step is to open a Spanish bank account. There are many different banks in Spain, and most, if not all, have English speaking staff to assist you. All utility bills may be paid through your Spanish bank by standing orders. The bank will also arrange for statements to be sent to you in UK in English. All these banks have Internet Banking facilities so you will be able to keep a track of things while you aren’t in Spain
If you have any other questions about buying a property in Spain, please contact us using our General Enquiry Form and we will get back to you as soon as possible.
Here are some links that we hope you may find useful and interesting:
To view any of our properties or for more general information please phone or fax us on 00 34 966 796 039,
send an email to firstname.lastname@example.org or complete our Information Request Form
If you are in the area on holiday or already living here, a warm welcome awaits you in our office at
La Marina Services International, Calle Berna 2-A, Local Sport Complex, Urbanización La Marina, 03177
San Fulgencio, Alicante, Spain